Spendly AI
On-device intelligence

Ask your money anything.

Type a question the way you'd say it. Spendly understands merchants, dates, amounts and categories, then calculates the answer from your own transactions, without anything leaving your phone.

GET IT ONGoogle Play

What you get

  • Understands dates like “last week”, “in July” and “yesterday”
  • Exact totals, merchant comparisons and biggest-spend lookups
  • Search by account or card, e.g. “card 2345”
  • Runs on the edge: offline on your phone, so your questions never reach a server
  • Choose between on-device search engines, all instant and zero-download

Questions, not filters

Instead of scrolling through months of transactions, ask “How much did I spend on food this week?” or “Zomato vs Swiggy” and get the total along with the matching transactions.

Instant and private

Search runs on your phone against your local data. There is no cloud service involved, so answers are instant and your questions stay private.

Common questions

What can I ask?+

Merchant names, categories, date ranges and amount filters, such as “Swiggy last month”, “transactions above 1,000”, “latest salary credit”, “electricity bill dues” or “where did my money go?”.

Does search need an internet connection?+

No. Search runs entirely on your phone.

Spendly AI logo

Your money, finally organised.

Install Spendly, allow SMS, and your balances, bills and spending show up on their own. Free, private, and no bank login.

GET IT ONGoogle Play
✓ Free✓ No ads✓ Works offline✓ Android
Get Spendly free on Google Play