Know where every rupee went.
See this month's income, what you've spent and what's left. Spending is sorted into categories automatically, and Spendly points out changes, like spending much more than last month.
GET IT ONGoogle PlayWhat you get
- Cash flow this month: income, spent, and what's left
- Spending pace measured against this month's income
- Daily spend for the last 7 days and a 30-day balance trend
- Top categories and top merchants, worked out automatically
- Automatic insights on spending surges and active subscriptions
- Low balance warning when your combined bank balance drops below ₹10,000
- Salary check: Spendly flags it if no salary credit has shown up by the 7th
A monthly picture without the effort
Because every transaction is already categorised, your monthly breakdown is ready the moment you open the app.
Insights that are worth reading
Spendly compares this month against last month and tells you when something changes, such as a jump in spending or a month you saved more.
Alerts before things go wrong
If your combined bank balance drops below ₹10,000, Spendly shows a low balance warning so you can check upcoming auto-debits. And if no salary credit has arrived by the 7th of the month, it flags that too, so a delayed salary never catches you off guard.
Common questions
Will Spendly warn me about a low balance or a late salary?+
Yes. You get a low balance warning when your combined bank balance drops below ₹10,000, and a salary check if no salary credit SMS has arrived by the 7th of the month. Both appear as insight cards on your home screen.
Can I see spending by category?+
Yes. Transactions are categorised automatically into food, shopping, travel, bills, entertainment and more, with monthly totals.
Your money, finally organised.
Install Spendly, allow SMS, and your balances, bills and spending show up on their own. Free, private, and no bank login.
GET IT ONGoogle Play